Monday, 10 March 2014

Travel Insurance and Oxygen

I have spent many hours researching travel insurance and travel oxygen. I just spoke to Insurance Choice and it feels like a breakthrough. 

They are an arranger not an underwriter. She said the best underwriter by far for CF is "Fit for Travel". They are the only company who write their own medical questions and this makes them more flexible. She took my details and then went through their process with me. The questions were thorough but more sensible than normal. It seemed like they understand CF more than others! 

They have a website but there's not much on it so I recommend just calling.

Tel: 0844 5577980 (ask for Sophie)

I have found in the past that the number of "unplanned" admissions I have had in the last year or two years has been a blocker. I usually go in 2 or 3 times a year. I go in when I am sick not a pre-planned basis. These guys ask about all admissions in the last two years (not just unplanned ones i.e. pre-emptive pre-planned ones count). In the last 2 years I have been in 5 times. This was not a blocker.

I also have CFRD and I need oxygen on the plane, with exercise and overnight. This was not a blocker.

I am thinking about going to Greece for 2 weeks in April. They quoted me £225. She said it would be similar anywhere in the EU.This includes £5,000 cancellation cover and £10m emergency including repatriation and legal.

After getting the quote, I had a decent chat with her. She said the question about admissions in the last two years has two answers "0-9" or "more than 9" i.e. if I had been in 9 times it would not make that much difference. If more than 9 admissions, they may still cover but it will cost more. She said she recently arranged cover for a lady with CF in a similar situation to me who is going to the US. The quote for her was £650.  

I need to take oxygen abroad. I use 2 litres/min pulsed when I do exercise and I use 2 litres/min continous overnight. I will use 2 litres/min on the plan since the flight will be more than 2 hours. I tend not to need O2 for shorter flights. Air Liquide provide my O2 at home and they are pretty good about travel within the UK but they will not help abroad. If you have an EHIC you can arrange O2 locally within the EU but it can take a long time to organise, there is sometimes a cost and I'm told the equipment is not always as good as it is here. I called British Lung Foundation and they gave me a list of companies that will rent out portable O2 equipment to take abroad. This is going to cost me about about £400 for 2 weeks. I tried PureO2 (08707 120202), 10sMedical (0121 355 6555) and Intermedical (0800 0282194) and they are all similar but I would recommend PureO2 because they seem a little bit more professional and responsive. I can use this equipment on the plane too but if I go with an airline that provides it free I might use that facility.

The British Lung Foundation website is good for general information and the people on the helpline are very helpful:

There is also some good inforamtion and advice on the Cystic Fibrosis Trust website:

I hope it is useful for others with CF. Where there's a will there's a way! 


  1. I usually took annual travel insurance plan. From last two years i am choosing go insurance. Many of my friends suggested to take their services and i, personally found them good too.

  2. Hi, Are you well?
    I feel so good to read your article. Because here included so effective information. It may help me about related matter. I highly recommend it & like to share about Vacant home. You also want to create sure that you do not ignore the inside of the Builder risk insurance home either. Keep the temperature adjusted to make sure that it is comfortable and to make sure that pipes don't freeze during the colder months of the year. You also want to run the h2o once in awhile to create sure that the standing h2o does not cause any issues with h2o that has been remaining in one position for too long.

  3. Thank you for sharing valuable information. Nice post. I enjoyed reading this post. The whole blog is very nice found some good stuff and good information here Thanks..Also visit my page  Trip insurance Protect Travel is a travel insurance company. Get your Travel Insurance with Protect Travel and Never leave your home without a Travel Insurance, get yourself Insured Now!

  4. But you have to make it sure that you are prepared for unforeseen events during your trip.I think the best way to enjoy an event is to travel through travel insurance as it will do their maximum to save you and ultimately their lose at the end.


  5. You've been eagerly waiting for that vacation you saved months for. You've made reservations well in advance. You're anticipating nothing short of a great time. But a week before you leave, you find out the airline you booked with went bankrupt and folded. What about the money you already spent booking your trip? To help safeguard your travel investments from unforeseen circumstances, World Travelers Insurance offers a multitude of travel insurance programs.To know more information visit Travel Insurance

  6. Insurance AND finance are usually closely interwoven fields of business, not least considering that the they both demand money. They also often both call for speculation IN ADDITION TO risk, AND often where single goes, your current other will certainly follow.Truckers Insurance

  7. Pre-production is usually very significant to be able to video clip production. Begin every video clip production from identifying, during extensive research, your current company’s competitive advantage ALONG WITH advantages to help include Using your online video production.explainer-video-production

  8. Your comparison between Oxygen and Travel insurance was the best to explain the importance of Travel insurance.

  9. I always like your blog post because you always comes with different ideas and information. I always shared your site post with my friends. Keep posting and i will follow you.

    Car Insurance Rates

  10. Cool stuff you have got and you keep update all of us. scratch globe

  11. Much thanks to you for offering important data. Decent post. I appreciated perusing this post. The entire web journal is extremely decent discovered some well done and great data here Thanks.. Get your Online Travel Insurance with GIBL and Never leave your home without a Travel Insurance, get yourself Insured Now!.

  12. Arranging a household holiday break is usually interesting, particularly when finalising the actual vacation plans. However being organized to the holiday break won't conclusion together with checklist the actual locations you will stop by. Essentially the most crucial ways with planning for a bust absent gets household Trucking Insurance.

  13. For many of us this conception regarding insurance policy finishes at the obtain regarding health-related cover as well as seldom is going over and above the idea. Although, this really is inappropriate. The same as helath
    insurance News manages your quality of life, travel insurance manages a number of debts that you may incur throughout your current trip.

  14. Now that everybody knows how to choose a good company having excellent reputation and strong financial condition, it seems that all car owners can always purchase coverage from the right Truckers Insurance. It is indeed important to choose the best company you can get; you can do this by conducting little online research to find information about any particular company' claim ratio, customers satisfaction rating, financial strength, available discounts, and more.

    1. This is great post.I like this post.Many many thanks for this post.Really this post is so helpful for the explainer video production.

  15. The British Lung Foundation website is good for general information and the people on the helpline are very helpful in the scholarship essay writing help

  16. Thank you, I enjoy your blog as well. It certainly is a journey and as such...filled with ups and downs!
    admission essay writing service

  17. Nice Website...
    Hey JOIN now and Increase Facebook Likes your profile and websites.
    Increase Facebook Likes and check your website worth worth my websites
    its may be very beneficial for you also really

  18. Fantastic articles is post by you in this blog. You give a nice thing. Thank you for such a nice article. Every word of this blog helps me to give detail to me.
    Visit: Online video production

  19. Thank you so much... i didn’t have the knowledge in this now i get an idea about this.. thks a lot:-) credit card swipe for cash at low interest.